May 20, 2012 Josh Cantwell (0) Mortgage delinquencies have hit their lowest point in 4 years, according to the Mortgage Bankers Association, down from 7.58% to 7.4%. This includes mortgage payments that are at least one payment behind, but does not include loans already somewhere in the foreclosure process. The peak number was over 10%, during the height of the housing crisis. This ease is reflected in mortgages that are one payment behind, as well as those that are more than 90 days behind, which is considered seriously delinquent. Read the full article here.