Even You Won’t Be Able To Qualify for a Mortgage Any Time Soon
Monday, January 23rd, 2012 | Bank owned, Commercial Real Estate Investing, Foreclosures, Real Estate Investing, Short Sales, Wholesale properties | No Comments
The other night I was lying in bed reading an article that blew me away…
It’s called “Prime Mortgage Borrowers: Then vs. Now.”
It was comparing the prime borrower in 2007 to the prime borrower RIGHT NOW.
Check out how ridiculously easy it was to qualify for prime only a few years ago…
In 2007 Requirements for a “PRIME MORTGAGE LOAN” to buy a house were:
- Loan Values up to 125% of the property value
- Meaning you could borrow $200,000 on a house only worth $175,000
- Debt to Income ratios of up to 45% of incomee
- Minimum FICO Score of 620
- e1 Past W-2
- 2 months of fallback reserves
- Employment corroborated one month out prior to closing
Fast forward to the requirements to buy a house TODAY:
- Loan Values max out at 80% of house value
- *Which means buyers have to put down at least 20%*
- Debt to Income levels are lower at 33%
- Minimum FICO is 680 to 720
- 2 YEARS of W-2s must be provided
- 12 months of fallback reserves must be available
- Re-verification of employment within 10 days of closing is required
- A foreclosure, short sale or deed-in-lieu must be at least seven years old
So what does this mean for us investors exactly?
Well according to watchdog credit rating agency DBRS…
“Based on the minimum FICO score, maximum loan-to-value (LTV), and the requirement that a foreclosure, short sale or deed-in-lieu be at least seven years old, it is likely that most of the U.S. population will not be able to qualify for a mortgage any time soon,” DBRS says.
“Consequently, DBRS expects the housing recovery to continue to lag for many years to come unless there is a loosening of underwriting criteria by the major lenders,” the DBRS concluded.
This changes the game for investors, big time.
If you’ve been following the free material I’ve been sending you about how to profit from recent housing trends with INSTANT CASH INFUSION, you realize this information from DBRS mightily supports the investing strategy Instant Cash Infusion is built on, and will allow investors like you to thrive for the next 2-5 years…
But only if you know how to sidestep the new bottlenecks of banking. Without available credit, we must invest in strategies that do not require bank loans for ourselves or our buyers.
So I am hosting a webinar to show you EXACTLY how to thrive in today’s market – that will instantly put $500 – $20,000 in your pocket in as little as 16 days.
On the “No Banks Needed” Tell All presentation I’ll be revealing to you…
- 4 simple, fast, safe and easy ways for you to make money that don’t require any banks whatsoever
- How my students and I have been perfected these strategies since 2004
- Why since late 2011 and now into 2012, these investing techniques are even better poised for you and I to prosper from because of the current shifts in the financial markets
- How you can profit from every type of property, right now. Houses with equity, houses with no equity and no default (which are most common) and overleveraged houses in foreclosure (short sales)
- These leads are everywhere and require little to no marketing costs on your part to obtain. As I said earlier they are the most common lead type I get into my business. In fact, in the past, I used to throw these away. Not anymore
- You get paid within 60 days. Often in as little as 16 days. No waiting for 7 months to get a short sale approved and flipped or a house rehabbed and sold
- You pocket between $500 to $20,000 without needing a loan for any of it
- The critical set of forms you must use to execute all these techniques for faster payouts How buyers will fight over these properties you will control because they don’t have to qualify for bank loans. Not to mention the 80 – 100 million hungry buyers who cannot qualify for a bank loan. I’ll show you how to flip them over to the buyer for a very handsome fee
- One technique with three ways to make you money. You can make some cash now (between $500 to $20,000), cash flow each month (between $100 to $1,000) and then cash out down the road (between $7,000 and $40,000) without ever owning the home
Instant Cash Infusion is the quickest, easiest way to make money in real estate with no money, bad credit, and no loans for you or your buyers.
And isn’t that what you’re really looking for?
Listen, I care a lot about you and your future. This is stuff you need to know to be successful. If you let this kind of information go unnoticed, your real estate investing business will never get off the ground or you’ll waste hundreds of hours and thousands of dollars doing the wrong things.
Get on the webinar to learn how to fix your cash flow challenges now, with a quick $500-$20,000 in as little as 16 days.
Josh
P.S. Make sure you’ve read my free ICI Survival Guide. It contains tons of important information that you need to know in today’s real estate market.
How to Sell Your Houses and Build a Massive Buyers List in the Shortest Time Possible with Mobile Marketing and Mobile Apps
Sunday, November 27th, 2011 | Bank owned, Foreclosures, Pre-foreclosure, Private Money, Real Estate Investing, Real estate short sales, Short Sales, Wholesale properties | No Comments
There are many challenges that investors face when it comes to investing. It’s easy to find deals but it’s been hard to get them sold.
Here are just a few of the challenges:
- The market is over crowded
- Everyone is using the same tactics
- Marketing methods are less effective
- Email is often considered spam
- Google’s getting SLAP happy
On this week’s webinar, I will cover how to use mobile marketing to overcome these challenges.
Here’s what you’ll discover on this training:
- How to Create Multiple Streams of Income with Mobile Apps and Mobile Marketing (300% more than Internet and Websites)
- How to Get Smart and Jump Ahead of the Noise
- How to Create your own media
- How to Dramatically increase your response rates
- How to “PUSH” your Properties to your “buyers list” …
Register for this Wednesday’s (November 30th) training here:
Register for the 2PM Webinar here :
https://www2.gotomeeting.com/register/346365146
Register for the 9PM Webinar here :
https://www2.gotomeeting.com/register/926572034
Did you know that there are 4x more Cell phone users than people who own a PC or Laptop?
And 80% of people in the U.S. have a mobile phone.
The entire Globe has gone Mobile…
Real estate has gone Mobile…
Buyers are looking for real estate on their Mobile devices 2, 3 and even 12x per day.
In today’s market it’s very easy to find Investors that have properties they need to sell! Once you control this new media, it will be very easy for you to build a massive buyers list.
Talk to you on Wednesday’s training,
Josh
P.S. We only have limited spaces, so register now before we’re full.
Register for the 2PM Webinar here :
https://www2.gotomeeting.com/register/346365146
Register for the 9PM Webinar here :
https://www2.gotomeeting.com/register/926572034
If you need personal attention and help…
Wednesday, November 23rd, 2011 | Real Estate Investing | No Comments
Online marketing is a big part of how I do business.
I use the internet to generate leads for my real estate investing and my
brokerage. And with the exception of my live events, the bulk of my real
estate training business is run entirely online.
The fact is, if you’re not online with your business, you’re a guppy
swimming with sharks.
That’s why I DEPEND on the best of the best for advice, coaching, and to get
things done for me.
I call these guys my “Genius Underground” team.
These guys are NINJAS when it comes to driving traffic online, generating
new business, setting up killer lead generation websites up…. you name it.
Between them they’ve worked with the largest companies in the world, the
biggest trainers in real estate investing, and have created MILLIONS in
sales for themselves and their clients.
Yesterday I sent you an opportunity to work with them on a personalized
one-on-one coaching and/or consulting (they do it for you) basis to get your
business online and cranking.
They’re looking for a few people to start before the end of the year to help
make your 2012 the best yet!
It doesn’t matter if you’re new, seasoned, or want to focus on a business
outside of real estate — these guys can help. You just have to be SERIOUS
and know they they aren’t cheap. (These are the guys I pay to get advice
from and I personally hire, and so do many of my fellow top real estate
trainers.)
==========================
If You Need Personal Help Growing Your
Business Online, Here’s How To Get It.
==========================
Email Mike at my office at this address…
coaching@srecnow.com
Include your personal contact info, the best time to reach you, and why you
need help.
Mike will send the emails over to the “Genius Underground” team and they
will personally set up initial consultations at no charge starting next
week.
They will only call the applicants they feel they can help the MOST, so be
candid in your email.
And again, they will only work with a handful of people on this one-on-one
individualized basis.
This is an opportunity to work with a PROVEN team with a PROVEN track record
of creating success on the internet.
Email Mike at the email above if you’re ready. But remember, this
opportunity isn’t going to last.
Best,
Josh
Technique for building an instant “list” of hungry buyers and sellers
Wednesday, November 16th, 2011 | Real Estate Investing | No Comments
You don’t know this (not many people do), but for the last few years I’ve been building my businesses with the help of a small group of extraordinary Internet Marketers with whom I consult to help guide the marketing efforts for both my real estate and my real estate training businesses.
These guys aren’t “run-of-the-mill Gurus,” you’ll never see them on stage – they’re the REAL DEAL. I’ll tell you more about this “brain trust” in a second, but here’s why it matters to you…
I’ve done some arm twisting and convinced these 5 experts to create the Ultimate Internet training class.
******************************
“How to Dominate Your Local Market Online and Generate Income for Life.”
*****************************
We are delivering this training class to you on two LIVE training webinars this Thursday.
Register for the 1st one that starts at 2:00pm Eastern / 11:00 am Pacific.
Register for the 2nd one that starts at 9:00pm Eastern / 6:00pm Pacific
Believe me… if making more money in your business is of any concern to you, then YOU NEED TO BE ON THIS CALL.
So let me tell you about the ‘Genius Underground Marketing Machine” crew.
Combined, they have worked with some of the largest companies in the world, managed MILLIONS (8 figures) in advertising budgets, created MILLIONS in revenue, and DOMINATE the Internet in their industries… including real estate!
They are truly “underground marketers” and produce amazing results for their clients and for themselves. For the last 3 years, I’ve had the privilege to gain access to this powerful brain trust of top-notch experts – and have seen leaps and bounds in my businesses.
Here’s just one example of many I’ll be covering on the class: On July 1, I started a whole new online marketing campaign for my real estate business from “scratch.” A whole new online presence: new websites, new traffic strategies, new auto-responders, new everything. Just since July 1st I’ve generated 1,000 new leads online for my real estate business. 1,000! In just 4 months. 250 brand new leads each month! 3,000 a year! And that is starting from “scratch.” I’ll show you how I did it on the training class and how you can do it from “scratch” too.
It’s much easier than you think!
Here’s the run-down on the “Genius Underground:”
- Ryan Bush: He’s an expert at selling real estate using the Internet, generating motivated sellers leads and building rabid buyers lists. He’s worked behind the scenes as the right hand man of one of the country’s most recognized real estate investors and cracked the code on getting deals done today using the latest cutting edge strategies.
- Brian Hanson: He’s worked in and out of real estate investing for the last ten years. He’s a free traffic expert with over 350 websites – JUST ONE of which gets over 200,000 unique visits per month in an extremely competitive market. He’s used this expertise to take his main business from a $1,500 investment to over $5.5 MILLION in annual sales in just 3 years.
- The Ablola Brothers (Bernard and Francis) – the ultimate traffic and conversion team… Bernard is an expert at generating leads online. As a Microsoft Analyst he played a key role in the launch of MSN’s advertising platform working with the world’s largest and most recognized companies. (His team managed over $20 MILLION in ad spend annually.) Today he helps small businesses like yours explode their bottom line with highly effective, low cost online marketing and lead generation strategies.
- On the other side, Francis, is an expert at converting leads into customers. He directed the online marketing operations of 5 business units of a Fortune 1000 company. Since then, he quickly became known as the “hired-gun marketer” for today’s top real estate investing trainers, creating tens of thousands of new prospects turning them into millions in revenue using persuasive advertising copy.
- And last but not least is my own right hand man, Mike Gleba. Mike manages my marketing operations in house and is key at taking projects from start to finish. He’s a master at social media marketing and creating virtual teams to get things done. He’s one of the most important keystones in my business and I’m giving him full permission to raise the curtain and hold nothing back.
I can go on and on with these guys’ credentials, but none of that stuff really matters to you. What matters is how they can grow your investing business and increase your profits through their POWERFUL MARKETING STRATEGIES. That’s what Thursday’s call is all about.
On our LIVE call this Thursday night, you’ll get a very RARE look at how my “Genius Underground Marketing Machine” team produces real results for YOU.
You’ll even discover how you can hand over your online marketing to us and let us do it for you.
Click here to register for the 2pm EST / 11am PST call
Click here to register for the 9pm EST / 6pm PST call
************************************
“How to Dominate Your Local Market Online and Generate Income for Life.”
***********************************
You do not want to miss this call.
Best,
Josh
P.S. Again, YOU are going to get exactly what works – NOT fluff or theory. I can’t stress enough that my team is the real deal. I fully expect this call to fill up fast.
P.P.S. Remember, this call is LIVE. A couple of the “GUMM” guys have agreed to do Q&A and answer all your questions in the chat box on GoToWebinar, so this will be a very interactive call.
One of the Most Powerful Outsourcing Tools on the Planet
Saturday, November 12th, 2011 | Real Estate Investing | No Comments
Don’t think you can get anything anymore for $5? Well, you’re wrong!
Let me explain.
If you’re following along with me the last couple of days, you’re giving yourself and your real estate investing business a big advantage – you’re capitalizing on the Internet to generate leads for your business. You’ve already learned about choosing the right domain name and also using video to promote your business. Now it’s time to step up the marketing with another super powerful tool – Fiverr.
Watch below, as Brian Hanson, one of my Geniuses, explains how Fiverr is one of the most powerful outsourcing tools out there.
You’d be amazed at what you can get for $5!
Learn how to use Fiverr to market your business or build a professional image using services like voice overs. It’s also a fantastic resource for social media marketing and SEO. You’ll even get specific examples from Brain. These are super low cost marketing ideas that can make a huge impact on your business.
There’s a lot more to come from my Geniuses and the Genius Underground Marketing Machine.
So if you’re ready to learn more, register for one of the GUMM webinars I’m holding on Thursday, Nov. 17:
Sign up for the 2pm ET webinar here: https://www2.gotomeeting.com/register/534733290
Sign up for the 9pm ET webinar here: https://www2.gotomeeting.com/register/610041386
Would you trade $16 for $3200? (today only)
Wednesday, November 9th, 2011 | Bank owned, Foreclosures, Real Estate Investing | No Comments
My friend Jeff Adams is launching a book on Amazon and giving away a special bonus package, but only if you order his book TODAY, Wednesday Nov 9th.
I respect Jeff because he’s a self-made success. He started as a broke firefighter and created a business that’s thriving even today in this recession.
One of Jeff’s secrets was to learn everything he could about investing in foreclosures. He’s now sharing that knowledge in his book, called, “How to Buy Bank Owned Foreclosures For Pennies on the Dollar.”
What’s in it for you to buy this book? A lot. Here’s a sample:
- You get Jeff’s personal, hand-holding step-by-step guide to grabbing bank-owned properties for pennies on the dollar — even if you don’t have a cent to your name, have credit that stinks, or have never flipped a house before.
- You could flip your first house in less than seven days!
- And here’s the best part — it doesn’t have to interfere with your day job. You can do this entirely on a part-time basis. Or, if you want…
- Transform it into a gigantically paying full-time business. It’s your choice how much money you want to make.
- Get an unfair advantage in your market with special ninja tricks that reveal specific tactics for using this recession to your advantage. When you discover these strategies for dominating your market, there will be no competition for your deals.
- When you read this book, suddenly, formerly hidden opportunities will nearly jump out at you…
…and you’ll find hundreds of thousands of dollars in your own backyard! Your own home town will open up to you with endless deals others never even knew existed.
This book comes with several bonuses ONLY if you make an Amazon purchase dated TODAY:
1. You’ll get a brand-new special report on how to invest during a recession.
2. You & a guest will get admission to a live bootcamp coming up Jan 20-22–a $3,000 value–at absolutely no charge. Just wait until Jeff reveals his seven-day flip system! You may be able to flip one or two properties… per week!
3. You’ll be part of a book-buyers-only teleseminar. Jeff will discuss which markets are the best to invest in right now, and the latest ways to fund your deals after the sub-prime meltdown.
4. There are even more goodies–all free–just for getting an $16 book TODAY.
So Make sure you get this today — and today only! — by clicking the link below now:
Click here to grab your copy of this amazing book!
Then enter your order receipt number into the following web page to collect your bonuses:
http://www.JeffAdamsBonuses.com/amazon.html
It’s time for us to make some real cash in this recession, together!
Josh
P.S. Wouldn’t you trade $16 for $3200? Not to mention, there’s a wealth of information in this book that will accelerate you far ahead on your real estate investment career.
If you order today, you qualify for the $3200 bonus. So Make sure you get this today – and today only! — by clicking the link below now:
Click here to grab your copy of this amazing book!
Then enter your order receipt number into the following web page to collect your bonuses:
http://www.JeffAdamsBonuses.com/amazon.html
REVERSE SHORT SALE REVEALED: Webinar Training Class w/ Josh and Cody
Sunday, October 30th, 2011 | Foreclosures, Pre-foreclosure, Real Estate Investing, Real estate short sales, Short Sales | No Comments
I talked to Cody, The Reverse Short Sale Expert and I told him after getting so much interest in his concept we had to do a webinar training class to reveal this in greater detail, answer questions and show investors just how dynamic this will be.
Join us this Tuesday, November 1st, 2011.
Register for the 2pm call here:
https://www2.gotomeeting.com/register/551111306
Register for the 9pm call here:
https://www2.gotomeeting.com/register/720536506
IMPORTANT NOTE: There will be absolutely NO replay of this exclusive webinar, it is showing on Tuesday only! There will be no recording or replay!
In this “RSS” Foreclosure Investing Training class and interview you are going to learn…
+ Exactly what a Reverse Short Sale (RSS) is and how it will benefit you financially.
+ How you can AVOID having to actually negotiate short sales with banks so you spend your time flipping properties and making money.
+How you can AVOID find or haggling with buyers or realtors and easily close the foreclosure deal and cash a check.
+ How you can AVOID using your own money so you can do multiple deals every month.
+ The exact steps that you can take immediately to close your first Reverse Short Sale deal next week, pocket $10,000 to $50,000 and be able to take the vacation of your dreams by Christmas!
+Why traditional short sales are still a huge part of my REI business and should still be a huge part of yours too.
+Why Reverse Short Sales are a perfect COMPLIMENT to your traditional short sale flipping business and allow you to capture twice the closings and cash.
+How to capture the profit spread on your short sales that go to auction while maintaining the same exact buyer you already had under contract so your closing ratio sky-rockets.
+ Why Reverse Short Sales deals have such large profits with so little headaches.
+ How you can partner with Cody on Reverse Short Sale deals and have him Fund Your Flips.
REGISTER NOW BELOW TO INSTANTLY WATCH THE Reverse Short Sale VIDEO AND GET THE CHANCE TO ASK YOUR QUESTIONS ON THE WEBINAR!
Register for the 2pm call here :
https://www2.gotomeeting.com/register/551111306
Register for the 9pm call here:
https://www2.gotomeeting.com/register/720536506
After you complete the short form below and click submit button you will be sent to watch a video introduction of the Reverse Short Sale AND get your chance to ask your questions to be answered on Tuesday’s webinar.
Josh
P.S. Register now, spots are always very limited because GTW only allows 1,000 spots.
Since so many of my members are very active short sale investors this is sure to overbook.
#1 Real Estate Investing Secret [do not forward]
Friday, October 28th, 2011 | Foreclosures, Pre-foreclosure, Real Estate Investing, Real estate short sales, Short Sales | No Comments
Those of you that know me know I love working smarter, not harder.
I am happy to say that thanks to my friend Cody my life just got a little easier. 
I call my buddy Cody the ‘Clever Investor’. Seriously, the guy is as sharp as a tack. He recently discovered a brand new way to do short sales BACKWARDS.
He calls it the… Reverse Short Sale.
Its pure genius. >> Click to learn the best kept secret in real estate.
No more painful bank negotiations, no more finding buyers, no more government regulations.
In other words…
*** No more pain in the A$$ of normal short sales! ***
Even better, you need absolutely no-money and there is absolutely NO competition.
Cody made a video you can watch here, but he said he’s not going to keep it up long. He seems pretty darn serious about sharing this with as few people as possible.
I guarantee you have never seen anything like this before. Nobody has.
Click here to learn how to do short sales the SMART way. >>
Josh
P.S. I would tell you more about what it is, but it wouldn’t
matter any way. You really just have to see for yourself.
The True Cost Of Private Money For Real Estate Deals
Monday, October 24th, 2011 | Private Money, Real Estate Investing | No Comments
Let’s discuss the True COST to YOU if you choose not to have access
to private lenders and the money they have available for you to close
your real estate transactions.
If you’re brand new to real estate, it will cost you your confidence
because you will likely be too scared to make your first offer.
In addition to your confidence it will cost you somewhere in the
neighborhood of $20,000, $30,000 to $40,000…which would have
been your profit on the deal, if you had only had access to the
cash of a private lender.
CLICK HERE to access private lenders in your backyard
If you’ve been investing for a while, how many deals have you lost
in the last 6 months, 12 months, or 18 months, how much money
have you lost being unable to fund killer deals that came across
your desk because you didn’t have access to the cash of a private lender?
How much profit have you lost?
What has it cost you? $100,000, $200,000, $300,000?
And that’s just the “money” cost to you. What else has it cost you?
Your self-worth?
Your health, because your working too much scrapping over
a deal here and there with “no money down” so you can pay the bills?
Your relationships because you carry the stress around with
you so your friends and family can enjoy it too?
The bottom line is not having access to the cash of private lenders
has and will cost you far too much.
If you’ve failed in the past or lost deals….It’s absolutely not
your fault. You’ve been bombarded with lies that you can
be the next Donald Trump without having access to money
to close deals.
“The Donald” does deals with other people’s money. Not no money.
CLICK HERE to get access to cash to close deals
It’s time, now, to stop listening to the lies and to embrace the TRUTH.
Watch this video to learn the truth about success in real estate
I’m planning to shut this insane offer to get on board for only
$97 on Monday night
Josh
Did You Miss It?
Friday, September 23rd, 2011 | Foreclosures, Real Estate Investing, Real estate short sales, Short Sales, Wholesale properties | No Comments
Last night we wrapped up our two part series on the “secret short sale operating system”, also known as The Dovetail Method™.
As you may know, this is the first time EVER the creators of The Dovetail Method™ have ever shared this strategy outside of their community of investors.
The feedback so far has been amazing, and quite honestly, it’s totally expected.
The Dovetail Method is the only way to legally flip short sales, and the most advanced and seasoned investors have been raving to me about how this business can transform their investing business
If you weren’t on the webinar, you’re in luck.
I’ve convinced John and Jerry (Dovetail Creators) to let me post the replay of BOTH training sessions.
You can watch them here now:
Because of the sensitive nature of this information, it won’t be up for long. I highly suggest you go and watch the on-demand video trainings now!
Best,
Josh
Just enter your first name and email in the
box below for free immediate access!
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